Darlington Credit Union

What is a Credit Union?

A credit union is a savings and loans co-operative owned and run by its members in accordance with strict laws and regulated by the Financial Services Authority (FSA). 

The main purpose is to encourage regular savings and make loans to its members at low rates of interest.

The Darlington Credit Union

Is owned by you, the member, and everyone who lives and works in the Darlington area is eligible to join.

We can help you with your saving plan and we can provide low cost and flexible loans.  By being a Credit Union member, you are benefitting your local community.

What do I have to do?

As a member, you agree to save regularly with the Darlington Credit Union.

What happens to my money and is it safe?

Your money is invested securely and profits are distributed to members through dividends.  All money held by the Darlington Credit Union is insured against dishonest acts and is guaranteed by the FSA.

The credit union provides life savings insurance at no additional cost (conditions apply).

How can I take out a loan?

After you have saved regularly for a minimum period, you can apply for a loan.  The amount of money you borrow and the repayment terms will depend on the period and value of the loan.  The credit union charges low rates of interest on all loans to make them affordable to members.

How do I get more information?

Please contact them on 01325 520005 or visit the Darlington Credit Union website [External Link]

Acceptable forms of Identification

Evidence of Person

  • Passport
  • Driving Licence (full)
  • Notice of Tax Coding (Current year)
  • Child Benefit Book
  • Pension Book
  • HM Forces ID Cards

Evidence of Address

  • Utility Bill
  • Council Tax Bill
  • Bank Statement (recent)
  • Building Society Statement (recent)
  • Rent Book (Current)
  • Medical Card
  • Family Allowance Book (current)
  • Mail Order Statement
  • CRB - Police Check